Entering the world of homeownership for the first time is both exhilarating and potentially overwhelming. As a newcomer to the property market, the complex web of real estate transactions can seem daunting. But fear not, equipped with the right guidance and understanding, you can make this journey not only smoother but also enjoyable. Here are some vital tips to guide you through your inaugural home...
Selling your home? Consider the game-changing power of a home warranty. This simple, yet impactful tool not only boosts your property's appeal but also provides tangible benefits that pave the way to a successful transaction. Let's delve into how a home warranty can elevate your home-selling experience. 1. Bolstering Buyer Confidence A home warranty instils added confidence in buyers. The knowledge...
Brighton's vegetarian food scene has been given a significant boost, with Terre Ă Terre, a popular vegetarian restaurant located on East Street, being named the "Best Brighton Restaurant" in the Brighton Restaurants Awards Vote Online (BRAVO) 2024. The owners of Terre Ă Terre were over the moon with the announcement, expressing their delight and gratitude on social media. They were "staggered and...
As National Siblings Day approaches on 10th April 2024, it's time to plan a memorable day with your built-in best friends - your siblings! Brighton, with its myriad of exciting activities, offers the perfect playground for sibling fun.Kickstart your day with a breathtaking journey up the Brighton i360. This glass viewing pod takes you 138m high, offering a stunning 360° panorama of the South Downs, the...
Owning a rental property can be a prosperous venture, but squeezing every ounce of potential from it requires more than merely collecting rent. It calls for savvy strategies and proactive management to amplify profits while simultaneously ensuring a top-tier rental experience for your tenants. Here are some indispensable tips for landlords eager to maximise their rental property profits. 1. Maintain...
When it comes to purchasing a property, understanding its condition is as crucial as its price and location. A detailed assessment can protect you from unforeseen repair expenses and aid in making a well-informed choice. Knowing what to inspect in a property's condition can be the dividing line between a prudent investment and an expensive error. Here's how to examine a property like an experienced...
Selling your home? Remember, first impressions count. The exterior of your property is the first thing potential buyers see, and it can significantly influence their decision. Here are some effective strategies to boost your home's curb appeal and marketability.1. Spruce Up the Landscaping: A well-maintained garden enhances curb appeal. Keep your lawn trimmed, hedges pruned, and clear away any debris....
A family-owned post office in Hove is marking a significant milestone – 50 years of serving the local community. When Narotam Patel and his wife Rama first opened the doors of their Portland Road Post Office in 1974, they dealt with National Insurance stamps, pensions, child benefit books, green giros, and telegrams. Fast forward to today, their son Amit Patel now runs the post office, where...
For landlords, properties are more than bricks and mortar; they are substantial investments. Ensuring these assets are well-protected is crucial, and that's where property insurance steps in. Grasping and selecting the appropriate insurance policy is vital to shield your property from unexpected incidents. Here's your guide to understanding property insurance for landlords.Why Regular Home Insurance Falls...
You're on the cusp of becoming a homeowner. The journey may have been lengthy, but the concluding stages are key in ensuring a smooth transition to owning your dream home. From the last inspection to the final paperwork, these steps mark the end of your home-buying journey. Let's guide you through these vital final stages before you receive the keys to your new abode. 1. Finalise Financing: If you...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.Â
