After nearly a month of celebrating hope, magic, and wonder, this year’s Brighton Festival has come to a close, leaving the city buzzing with memories. The festival, guest-directed by award-winning screenwriter and children’s author Frank Cottrell-Boyce, brought a plethora of events to theatres, community centres, and outdoor spaces, captivating locals and visitors alike.The festivities kicked off on...
Navigating the rental market can be challenging. Understanding current trends helps landlords maximise returns and minimise vacancies. Here’s a look at the significant trends shaping the rental landscape.Remote Work Shifts Location Desires: The rise of remote working has altered tenant preferences. Homes in suburban areas or those offering more space and a dedicated home office are now more desirable....
When it comes to purchasing a home for your family, the stakes are incredibly high. It's not merely about finding a house; it's about creating a nurturing environment where your family can flourish. A family-friendly property goes beyond mere size and appearance; it includes safety, community, and the potential for lasting memories. Here’s how to find a home that meets all the criteria for a...
Setting the right price for your home is more than just a financial decision; it's a strategic move that can greatly impact the speed and success of your sale. In the bustling property market, using effective pricing strategies is essential for attracting serious buyers and achieving a swift sale. Here’s how to master the art of pricing for a quick and successful home-selling experience.1. Grasp the...
Brighton Marina has a fresh new look, thanks to the creative talents of University of Brighton student Tiana Szalajda-Smith. Tiana, a third-year Design for Digital Media student, has won the annual competition to design the public benches at Brighton Marina. Her vibrant design, which celebrates the flora and fauna of Sussex, now adorns 27 benches across the marina, including the iconic waterfront.The...
Owning several rental properties can feel like running a small empire. While it can significantly boost your income, it also adds layers of complexity. Here are essential strategies to manage multiple properties effectively and ensure your rental business flourishes.Organisation is EssentialThe foundation of successful property management is excellent organisation. Create a system to track lease...
Investing in property can be a lucrative endeavour, offering both rental income and capital growth. However, to truly excel in property investment, you need a well-planned strategy and a deep understanding of the market. Here’s a detailed guide to help you navigate the complexities of buying property for investment.1. Clarify Your ObjectivesFirstly, define your investment goals. Are you seeking...
Receiving a low offer on your home can feel discouraging, but it’s a common part of the selling process that can be managed effectively. Instead of viewing a low offer as a setback, see it as a chance to negotiate and potentially secure a deal. Here’s how to handle and respond to low offers with confidence. 1. Keep Your Cool It’s natural to feel disappointed or frustrated by a low offer, but...
In the bustling seaside city of Brighton, a heart-warming tale of survival, gratitude, and community spirit unfolded earlier this year. David Payne, a 56-year-old local father and football enthusiast, found himself at the centre of this remarkable story.One chilly January evening, while playing football at his local club, David began to feel unwell. Unbeknownst to him, he was in the throes of a heart...
In the heart of Hove, at the Old Market, a vibrant dance event unfolded. Collyer's New Ground Dance Company, a beacon of local talent, was one of the eleven groups selected from over 50 academies, schools, and colleges to grace the stage at the Udance regional platform.The Head of Dance at Collyer's, Emma Gogan, was brimming with pride. She hailed the event as a "fantastic platform" that showcased a...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
