For any landlord, the lease agreement is not merely a piece of paper; it's the bedrock of a fruitful rental relationship. A meticulously drafted lease not only sets the stage for clear expectations but also safeguards the interests of both parties involved. So, how can you craft a lease agreement that's both robust and comprehensive? Let's delve into the details. First and foremost, clarity takes the...
The journey to purchasing a home can be a thrilling yet challenging process. One of the most crucial stages is the negotiation phase. With the right strategies, you can confidently steer through these negotiations and secure your dream home. Here's how:Knowledge is Power: Start by understanding the current real estate market. Is it a buyer's market or a seller's market? This knowledge sets the tone for...
In the fast-paced digital world, social media is no longer just a hub for socialising. It has evolved into a potent marketing tool, especially for home sellers. By leveraging social media, you can significantly enhance your property's visibility and pull in potential buyers. Here's your guide to using social media effectively to sell your home.First off, remember that social media thrives on visually...
Brighton's beloved seafront attraction, the Volk's Railway, has been crowned "Railway of the Year" at the prestigious Heritage Railway Association ceremony. This accolade is a testament to the enduring charm and historical significance of the world's oldest operating electric railway. The Volk's Railway, a gem in Brighton's crown, beat out 200 other contenders across the UK to clinch this honour. This...
In a commendable move, Brighton and Hove Buses have introduced a mock bus designed to help individuals with learning disabilities feel more at ease while travelling around the city. This innovative initiative is part of a new community space located at the Brighton and Hove Buses travel shop on North Street.The mock bus, constructed from reclaimed wood by the Wood Recycling Project, features a ticket...
In the world of property letting, finding the perfect tenant is like discovering a golden key. It unlocks a tenancy that's not just about occupying a space, but about creating a harmonious, profitable relationship. The process of tenant selection and screening is your map to this golden key. Here's how to navigate this journey with precision and care.Start by painting a picture of your ideal tenant. Before...
Buying a new home is an exciting venture, but it's not without its challenges. One of the most crucial steps in this journey is the property inspection, a process that goes beyond the surface to reveal the true condition of your potential new home. Unveiling hidden issues is one of the primary benefits of a property inspection. A professional inspector delves deep into the property's structure and...
Selling your home is more than just a financial transaction; it's an emotional journey for both you and the potential buyers. Understanding the psychology of home buyers can significantly enhance your chances of a successful sale.First impressions are crucial. The initial image of your home, both from the outside and the moment potential buyers step through the door, can make or break a sale. A...
Step into Brighton's Hidden Gallery this month and you'll be stepping back in time. Nestled in the heart of North Laine, this artistic gem is unveiling a collection of original exhibition posters, designed by some of the most influential artists of the last century.Picasso, Matisse, Warhol, and Banksy are just a few of the names that grace the walls of this Kensington Gardens gallery. Some of these posters...
In the journey of finding your next rental home, the location you choose is more than just a pin on a map. It's the backdrop to your daily life, influencing your lifestyle, convenience, and overall living experience. This guide aims to light your path to that perfect spot, ensuring your next move feels like a step up in life, rather than just a change of address.1. Proximity to Essentials: A Top...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
