Selling a home can feel like navigating a labyrinth of decisions, negotiations, and potential pitfalls. But fear not, dear reader! With a sprinkle of savvy and a dash of determination, you can transform this daunting task into a rewarding journey. Let's explore how to tackle the top challenges in the home-selling process with finesse.Setting the right price can feel like a high-stakes guessing game. Pitch...
Brighton, prepare for a tail-wagging extravaganza! The Fun Dog Event, an inaugural celebration of all things canine, is coming to town. Orchestrated by Paul Purchase, a qualified Canine Behaviourist, it promises to be a day of unbridled joy for dogs and their owners alike.On Sunday, 19th May, the North Laine Brewhouse will morph into a haven for hounds. The event, spanning 2.5 hours, is designed to...
Navigating the rental market isn't just about finding the perfect place to call home. It's also about crafting a well-planned budget that allows you to manage your finances effectively. Rent might take the largest chunk out of your monthly income, but there are additional costs associated with renting that can catch you off guard if not accounted for. Here's how to create a comprehensive budget for your...
For property owners, the dynamic world of landlord-tenant laws can be a tough terrain to traverse. Being up-to-date with legal changes is vital to ensure adherence to the law and to sidestep potential conflicts or penalties. As a landlord, comprehending these shifts can aid in managing your property efficiently and fostering a positive rapport with your tenants. Here are some recent legal alterations and...
Entering the world of homeownership for the first time is both exhilarating and potentially overwhelming. As a newcomer to the property market, the complex web of real estate transactions can seem daunting. But fear not, equipped with the right guidance and understanding, you can make this journey not only smoother but also enjoyable. Here are some vital tips to guide you through your inaugural home...
Selling your home? Consider the game-changing power of a home warranty. This simple, yet impactful tool not only boosts your property's appeal but also provides tangible benefits that pave the way to a successful transaction. Let's delve into how a home warranty can elevate your home-selling experience. 1. Bolstering Buyer Confidence A home warranty instils added confidence in buyers. The knowledge...
Brighton's vegetarian food scene has been given a significant boost, with Terre à Terre, a popular vegetarian restaurant located on East Street, being named the "Best Brighton Restaurant" in the Brighton Restaurants Awards Vote Online (BRAVO) 2024. The owners of Terre à Terre were over the moon with the announcement, expressing their delight and gratitude on social media. They were "staggered and...
As National Siblings Day approaches on 10th April 2024, it's time to plan a memorable day with your built-in best friends - your siblings! Brighton, with its myriad of exciting activities, offers the perfect playground for sibling fun.Kickstart your day with a breathtaking journey up the Brighton i360. This glass viewing pod takes you 138m high, offering a stunning 360° panorama of the South Downs, the...
Owning a rental property can be a prosperous venture, but squeezing every ounce of potential from it requires more than merely collecting rent. It calls for savvy strategies and proactive management to amplify profits while simultaneously ensuring a top-tier rental experience for your tenants. Here are some indispensable tips for landlords eager to maximise their rental property profits. 1. Maintain...
When it comes to purchasing a property, understanding its condition is as crucial as its price and location. A detailed assessment can protect you from unforeseen repair expenses and aid in making a well-informed choice. Knowing what to inspect in a property's condition can be the dividing line between a prudent investment and an expensive error. Here's how to examine a property like an experienced...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
