Open houses are more than just a viewing; they're an opportunity to create a lasting impression that could clinch the sale of your home. It's all about crafting an experience that allows potential buyers to envision their future in your property. Here are some top tips to ensure your open house is a show-stopper.Firstly, timing is everything. Schedule your open house when most people are available,...
Brighton, a city renowned for its vibrant arts scene, is once again set to captivate locals with the much-anticipated Artists Open Houses festival this May. Among the diverse range of works on display, our very own Christopher McHugh, a Fine Art lecturer at the University of Chichester, will be showcasing his latest creative endeavours.McHugh, a founding member of the Red Herring Studios artist collective,...
In an exciting turn of events, Wild Flor, a charming neighbourhood restaurant nestled in Church Road, Hove, has been crowned the "Best Restaurant for 2024" at the prestigious Brighton Best Restaurants Awards. The owners are overjoyed and humbled by this recognition, expressing their gratitude to the local community and their dedicated team. The announcement left the restaurant owners and staff "stunned,"...
As a landlord, dealing with rent arrears can feel like a tightrope walk. It's a delicate balancing act between safeguarding your investment and maintaining a positive rapport with your tenants. But fear not, this guide aims to help you navigate these choppy waters with grace and professionalism.Clear Communication is KeyThe moment you notice a rent payment has been missed, it's time to reach out to your...
Embarking on the property ladder can be an exhilarating journey. However, it's vital to remember that the asking price of your dream home is merely the beginning. There are numerous concealed costs tied to purchasing a property that can catch you off guard if you're not prepared.When you're ready to take the leap, you need to look beyond the asking price. Completion costs, for instance, are a medley of...
Selling your home can be a strategic game of chess, with the right home improvements serving as your winning moves. However, not all renovations guarantee a good return on investment. The trick lies in focusing on upgrades that amplify your property's appeal to buyers without draining your wallet. Here's your guide to savvy home improvement investments that can significantly elevate your home's...
If you're a pet owner planning your next staycation, you might want to set your sights on Sussex. Three of its charming towns - Hastings, Eastbourne, and Brighton - have been recognised as some of the most pet-friendly places in the UK for a holiday. Howden Insurance conducted a study that analysed the percentage of pet-friendly properties listed on Airbnb and Booking.com across various towns and cities....
From a life of adversity to a beacon of inspiration, Jason Frost's story is nothing short of remarkable. Once a prisoner, now a successful gym owner, Jason is set to open his third gym in Brighton, aiming to inspire others with his transformative journey. Fourteen years ago, Jason was released from prison, homeless and struggling to find steady employment. Fast forward to today, he's on the brink of...
In today's environmentally conscious and cost-aware market, landlords are increasingly recognising the importance of energy efficiency in rental properties. Not only does it appeal to eco-friendly tenants, but it also contributes to reducing utility costs and enhancing the overall value of the property. Here are practical ways for landlords to boost energy efficiency in their rental properties, making them...
Embarking on the journey to homeownership is an exciting venture, but it can also be a complex maze, particularly when it comes to choosing the right mortgage. Fear not, dear reader, as we're here to guide you through this labyrinth, ensuring you make the best decision for your future.Firstly, understanding the different types of mortgages is crucial. From fixed-rate, offering stability with consistent...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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