Mastering the Property Inspection Journey

For those selling their homes, steering through the home inspection process can be a pivotal stage in the property sale journey. The outcome of a home inspection can greatly sway the sale, impacting everything from the final sale price to the transaction’s success. Therefore, understanding how to effectively prepare for and respond to a home inspection is vital.

1. Pre-Inspection Preparations: Prior to the inspection, it’s crucial to ensure your home is in top-notch condition. This entails rectifying any known issues, such as dripping taps, damaged flooring, or defective electrical sockets. Conducting a pre-inspection can also prove advantageous, allowing you to tackle potential problems in advance.

2. Ensuring Accessibility: Make sure that the inspector can easily access all parts of your home, including the basement, loft, and any utility cupboards. Remove any obstacles that might hinder the inspector from thoroughly examining key areas of your house.

3. Comprehending the Inspector’s Role: The inspector’s mission is to provide an unbiased evaluation of the home’s condition. They will scrutinise various aspects of the property, including the roof, foundation, plumbing, electrical systems, and appliances, to pinpoint any issues that require attention.

4. Being Present at the Inspection: While it’s not obligatory for you to attend the inspection, being available can prove beneficial. You can address any queries the inspector might have and gain firsthand knowledge about your home’s condition.

5. Analysing the Inspection Report: Upon completion of the inspection, you will receive a report detailing the findings. Scrutinise this report meticulously. It can provide a clear understanding of what might worry buyers and what might be used as a negotiation point.

6. Tackling Issues: If the inspection reveals significant problems, consider resolving these issues before proceeding with the sale. Depending on the nature of the problems, you may opt to fix them, offer the buyer a credit, or adjust the selling price accordingly.

7. Negotiating Repairs: If the buyer demands repairs, you don’t necessarily have to consent to all of them. Negotiations can involve agreeing to certain repairs, offering a price reduction, or a blend of both.

Navigating the home inspection process is about being prepared, understanding the findings, and being ready to address issues in a way that keeps the sale progressing. A successful inspection can lead to a smoother transaction and can often be the deciding factor in closing a sale.


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Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

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