Originally from London, I moved here at 17, and now Brighton and Hove is where I lay my hat. Speaking of which, I’ve been known as ‘the agent with the hat’, which I would like to think makes me stand out from the crowd. One of the reasons I joined Mishons is how the brand and approach to selling homes also stands out from the crowd- the perfect fit for someone like me. Property is what I’ve...
Whilst his Dad builds houses, Joey didn’t fancy getting his fingers dirty, and decided it was far easier to sell them! The only laying Joey does, is the foundations of long term, trusted relationships with his clients (Oh, and on the sofa watching his beloved Chelsea FC on the weekend). If you’re ready to talk about the future, call Joey on 07528...
Us estate agents are unfortunately given a bad name and it’s not a brush I like to be tarnished with (!) - However, houses have to be sold right? Luckily, I’ve got a real passion to do exactly that and in Brighton & Hove we’re lucky to have so many amazing homes which feed my interest even more so! We want to cut the cord of conventional estate agency and convey that we are real, genuine people...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
