In the dynamic realm of property management, one rule stands paramount: keep your tenants satisfied. A high rate of tenant turnover can be an expensive and time-consuming ordeal, making tenant retention an essential strategy for a thriving and profitable property management venture. A stable group of tenants not only guarantees a steady flow of rental income but also considerably cuts down the expenses...
Entering the realm of home ownership is an exhilarating adventure, yet it's also intertwined with legal complexities that can confound even the most well-versed buyer. Comprehending these legalities is vital to ensure a smooth transaction and to safeguard your interests as you climb the property ladder.Conveyancing: Conveyancing is the terminology used for the legal transition of property ownership from...
In an era where the first viewing is often online, the importance of real estate photography in selling your home cannot be overstated. High-quality, engaging photos can dramatically boost interest in your property and help it rise above the competition. Here are some crucial tips to ensure your property photos capture the charm and allure of your home.1. Harness Natural Light: Natural light is your...
There's a reason why we all love a day at the beach. The salty air, the soothing sound of the waves, and the feeling of pebbles underfoot all contribute to a sense of peace and tranquillity. For those living in and around Sussex, there's a local gem that has just been recognised as one of the best in the country. Rottingdean beach, a charming pebble beach nestled under chalk cliffs, has been ranked...
This weekend, Brighton and Hove will be buzzing with a unique celebration - the city's first-ever Tree Festival. This remarkable event, the first of its kind in our beloved city, will span across two weekends, offering a myriad of activities for all to enjoy. This festival, organised by a dedicated team of volunteers, aims to raise awareness of the immense value of trees to our city and its residents....
Are you a landlord looking to maximise your rental property's appeal? The secret could well be in the furnishings. A well-furnished property can command higher rent, attract a larger tenant pool, and increase profitability. But how do you strike the right balance between style, functionality, and durability? Here are some top tips to help you furnish your rental property for success.Firstly, understand...
Buying a new home is a significant decision, one that requires careful consideration of numerous factors. One of the most crucial decisions is whether to opt for a new build or a pre-owned home. While both have their merits, new build homes offer a unique set of benefits that can make them an attractive option for many buyers. 1. Personalisation Opportunities: One of the most significant advantages of...
Selling your home is a monumental life event, and the timing of the sale can greatly influence the profitability and success of the transaction. While it's impossible to predict the property market with absolute certainty, understanding market trends and seasonal patterns can help you choose the most advantageous time to list your property.Seasonal trends play a pivotal role in the housing market. Spring...
Brighton's Lanes, nestled between West Street, East Street, North Street, and the sea, are a treasure trove of culinary delights. Whether you're a local or a visitor, these narrow, winding streets offer a plethora of cafes that are sure to tantalise your taste buds. Here, we've handpicked five of the best cafes that you simply must visit.Lost in The Lanes: Nestled on Nile Street, this cafe boasts a rating...
Facebook Twitter LinkedIn Balancing Act: Effectively Handling Rent Arrears as a LandlordFor landlords, dealing with rent arrears is a delicate but inevitable part of property management. While maintaining a steady cash flow is crucial, it’s equally important to handle such situations with tact and professionalism. Effective management of rent arrears not...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.Â
