Navigating the maze of landlord responsibilities can seem like a daunting task. However, with the right knowledge and guidance, you can ensure a harmonious relationship with your tenants and the smooth operation of your rental business.Safety and compliance are at the heart of landlord responsibilities. Ensuring your property is structurally sound, free from health hazards, and compliant with fire safety...
Navigating the property market can be a thrilling journey, especially when you're exploring the myriad of property types available. Each type of property has its unique charm, benefits, and challenges, making the choice an essential part of your home-buying journey. Let's dive into this vibrant landscape of options. Single-Family Homes: The Classic Choice Single-family homes are the quintessential...
Selling your home can be a daunting task, but with the right advertising strategies, you can ensure your property stands out from the crowd. Here's how to create a compelling marketing campaign that will help you sell your home quickly and at the best price. High-Quality Visual Presentation: First impressions count, especially when it comes to selling your home. Before a potential buyer even steps...
Step into the magical world of The Cauldron, a fantasy-inspired cocktail bar nestled in the heart of Brighton's Clarence Gardens. This Valentine's Day, they're stirring up a special treat for Taylor Swift fans and cocktail connoisseurs alike. In celebration of the US pop star's latest album, The Tortured Poets Department, and her Super Bowl appearance, The Cauldron has concocted a series of Taylor...
Fatboy Slim's New Scholarship Boosts Brighton's Budding Musicians Brighton's music scene is about to get a significant boost, thanks to the legendary DJ, Fatboy Slim. Known to his friends as Norman Cook, the renowned music maestro has just launched a scholarship in partnership with Martlets, aimed at helping underprivileged students break into the music industry. This exciting announcement was made at...
Landlords' Guide: Marketing Your Rental Property Effectively For landlords, the journey to finding the perfect tenant begins with effective marketing. It's not just about listing your property; it's about showcasing it in a way that attracts the right audience. Here’s how to ensure your rental property stands out in a crowded market. High-Quality Photography: First impressions count. Invest in...
Unlock Your Dream Home: Budgeting and Financing Masterclass The journey to buying your dream home is an exciting one, but it also requires careful financial planning and budgeting. Here's your roadmap to navigate the financial intricacies of home buying, ensuring you make savvy decisions for your future. Understanding Your Financial Landscape The first step in home buying is getting a clear snapshot...
Price it Right: Your Key to a Successful Home Sale When it comes to selling your home, setting the right price is a pivotal step in the process. It can mean the difference between a quick sale and a property that remains on the market. So, how do you find that sweet spot in pricing your home? Here's how: Understand the Market: The first step is to get a feel for the local real estate market....
Brighton Crowned UK's Top Dog-Friendly City Brighton, the vibrant seaside city in Sussex, has been crowned the UK's most dog-friendly city. This is according to a recent study by Animal Friends Pet Insurance, which considered various factors such as the availability of dog training classes, walking hotspots, green spaces, and dog-friendly pubs. The study also revealed that the French Bulldog is the most...
Charming Postcard Collection Offers Glimpse into Brighton and Hove’s Past Step back in time with a fascinating collection of postcards that beautifully capture the essence of Brighton and Hove in the 1950s. This treasure trove of memories, currently up for grabs, offers a unique snapshot of our beloved city and its surrounding towns and villages.The collection, meticulously assembled over a decade...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
