GUIDE PRICE: £575,000 – £600,000
Mishon Welton presents this spacious terraced home on Rutland Road in one of Hove’s most desirable residential areas. This home offers light and spacious living arranged over three floors, making it a versatile family home.
As you enter the ground floor, you have a separate living space featuring an original fireplace and bay windows. Continuing on, you enter the separate dining room with a view onto the patio. With some adjustment, these rooms would make for the perfect open plan living-dining area.
The ground floor also benefits from a large extended kitchen with enough space for a separate dining area. Through the kitchen is also the family bathroom. The kitchen also has access to the outdoor patio.
Moving onto the second floor, there are three well-proportioned bedrooms with plenty of light and also retaining original fireplaces continuing into the loft conversion, there are two further bedrooms.
This home is the perfect opportunity to enter the Poets Corner area and also has scope for adjustment to put your stamp on it.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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