Homebuyers: Sustainable Home Features to Look For

In an age where environmental awareness is paramount, many homebuyers are prioritising properties that support sustainable living. Eco-friendly homes not only help reduce your carbon footprint but also offer long-term financial benefits. Whether you’re a first-time buyer or planning a mindful move, understanding and seeking out eco-friendly features is a smart choice. Here’s what to look for when searching for a green home.

1. Energy-Saving Appliances

When viewing potential homes, look for appliances that are energy-efficient. These appliances consume less power, which not only lowers your utility bills but also minimises your environmental impact.

2. Eco-Friendly Building Materials

Investigate whether the home has been built using sustainable and non-toxic materials. Options such as bamboo, reclaimed wood, and recycled metal or glass are excellent choices that are both environmentally friendly and visually appealing.

3. Solar Energy Systems

Solar panels are a key indicator of an eco-friendly home. They provide renewable energy, significantly reduce electricity costs, and can even generate income through feed-in tariffs.

4. Proper Insulation and Efficient Windows

Good insulation and energy-efficient windows are essential for maintaining a comfortable indoor temperature. These features reduce the need for excessive heating or cooling, thereby lowering energy consumption.

5. Water-Saving Systems

Look for homes equipped with water conservation features such as rainwater harvesting systems, low-flow toilets and showerheads, and drought-resistant landscaping. These systems are crucial for conserving water, an important aspect of sustainable living.

6. Smart Home Technology

Automated systems for lighting, heating, and cooling can greatly enhance energy efficiency. Smart thermostats, for example, adjust the temperature based on your daily routines, optimising energy use.

7. Green Certifications

Seek out homes that have received green certifications from recognised organisations. These certifications ensure that the property meets specific environmental standards, giving you peace of mind about its eco-friendliness.

8. Passive Solar Design

Homes designed for passive solar energy make the most of natural light and heat. This design reduces the reliance on artificial heating and lighting, further contributing to energy savings.

Investing in an eco-friendly property is not just a personal benefit; it’s a contribution to a more sustainable future. As eco-friendly features become more mainstream in real estate, understanding these aspects can help you make an informed and responsible home-buying decision. Remember, an eco-friendly home is a smart investment – for your finances, your health, and the planet.

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Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

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