Beyond the Property: A Guide to Assessing Local Amenities

Purchasing a home is about more than just the property itself; it’s also about the community and facilities that surround it. Assessing local amenities is crucial in ensuring your new abode doesn’t just fulfil your immediate requirements but also contributes positively to your way of life. Here’s how to effectively evaluate local amenities.

  1. Essential Services Within Reach: Gauge the accessibility of vital services like supermarkets, hospitals, banks, and chemists. Proximity to these services can add convenience and save precious time in your daily schedule.
  2. School Standards: For those with children, the quality of local schools is a prime concern. Investigate the schools within the locale, including their ratings, the programmes they offer, and the overall learning environment.
  3. Public Transport Connections: Easy access to public transport can be a significant boon, particularly if you commute for work. Examine the availability and regularity of buses, trains, or underground services in the area.
  4. Green Spaces and Leisure Facilities: Parks, green spaces, and recreational facilities enhance the quality of life, providing venues for relaxation, exercise, and community events. Evaluate the local parks, gyms, sports facilities, and other leisure offerings.
  5. Safety and Security: Understanding the safety of a locale is paramount. Research crime rates and engage in conversations with local residents or law enforcement about safety issues.
  6. Community and Cultural Facilities: Libraries, theatres, restaurants, cafes, and community centres add a vibrant touch to a locale. These facilities can offer social opportunities and enrich your cultural life.
  7. Future Development Plans: Investigate any future development plans for the area, as they can influence property values and the overall living experience. Planned developments can introduce more amenities, while large-scale construction projects might disrupt the area’s peace.
  8. Noise Levels and General Atmosphere: Spend time in the locale at varying times and days to gauge the noise levels and general atmosphere. A serene locale during the day can be quite different at night or over the weekend.

Assessing a locale’s amenities requires a blend of research and personal evaluation. By considering these factors, you can select a locale that not only complements your home but also enriches your lifestyle. Remember, your home’s location and surrounding amenities will significantly influence your daily life and overall satisfaction with your new residence.


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Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

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