2024

Boost Your Rental Success: Furnishing Tips for Landlords

Are you a landlord looking to maximise your rental property's appeal? The secret could well be in the furnishings. A well-furnished property can command higher rent, attract a larger tenant pool, and increase profitability. But how do you strike the right balance between style, functionality, and durability? Here are some top tips to help you furnish your rental property for success.Firstly, understand...

The Unmatched Benefits of New Build Homes

Buying a new home is a significant decision, one that requires careful consideration of numerous factors. One of the most crucial decisions is whether to opt for a new build or a pre-owned home. While both have their merits, new build homes offer a unique set of benefits that can make them an attractive option for many buyers. 1. Personalisation Opportunities: One of the most significant advantages of...

Master the Market: Timing Your Home Sale for Optimum Profit

Selling your home is a monumental life event, and the timing of the sale can greatly influence the profitability and success of the transaction. While it's impossible to predict the property market with absolute certainty, understanding market trends and seasonal patterns can help you choose the most advantageous time to list your property.Seasonal trends play a pivotal role in the housing market. Spring...

Top 5 Cafes to Visit in The Lanes in Brighton

Brighton's Lanes, nestled between West Street, East Street, North Street, and the sea, are a treasure trove of culinary delights. Whether you're a local or a visitor, these narrow, winding streets offer a plethora of cafes that are sure to tantalise your taste buds. Here, we've handpicked five of the best cafes that you simply must visit.Lost in The Lanes: Nestled on Nile Street, this cafe boasts a rating...

Securing Your Investment: Safety Regulations for Landlords

Facebook Twitter LinkedIn Balancing Act: Effectively Handling Rent Arrears as a LandlordFor landlords, dealing with rent arrears is a delicate but inevitable part of property management. While maintaining a steady cash flow is crucial, it’s equally important to handle such situations with tact and professionalism. Effective management of rent arrears not...

Property Market Trends Guiding Homebuyers’ Decisions

In the dynamic realm of real estate, keeping abreast of current property market trends is vital for homebuyers. These trends can guide your decisions, whether you're dipping your toes into the market for the first time or expanding your property portfolio. Here's a glimpse into the latest developments shaping the property market and how they could influence your home-buying journey.Embracing Remote Work:...

Master the Open House: Your Guide to a Successful Viewing

Open houses are more than just a viewing; they're an opportunity to create a lasting impression that could clinch the sale of your home. It's all about crafting an experience that allows potential buyers to envision their future in your property. Here are some top tips to ensure your open house is a show-stopper.Firstly, timing is everything. Schedule your open house when most people are available,...

Brighton’s Artistic Spirit Unleashed in Artists Open Houses

Brighton, a city renowned for its vibrant arts scene, is once again set to captivate locals with the much-anticipated Artists Open Houses festival this May. Among the diverse range of works on display, our very own Christopher McHugh, a Fine Art lecturer at the University of Chichester, will be showcasing his latest creative endeavours.McHugh, a founding member of the Red Herring Studios artist collective,...

Wild Flor: Hove’s Gem Crowned Brighton’s Best Restaurant

In an exciting turn of events, Wild Flor, a charming neighbourhood restaurant nestled in Church Road, Hove, has been crowned the "Best Restaurant for 2024" at the prestigious Brighton Best Restaurants Awards. The owners are overjoyed and humbled by this recognition, expressing their gratitude to the local community and their dedicated team. The announcement left the restaurant owners and staff "stunned,"...

A Landlord’s Guide to Handling Rent Arrears

As a landlord, dealing with rent arrears can feel like a tightrope walk. It's a delicate balancing act between safeguarding your investment and maintaining a positive rapport with your tenants. But fear not, this guide aims to help you navigate these choppy waters with grace and professionalism.Clear Communication is KeyThe moment you notice a rent payment has been missed, it's time to reach out to your...

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FINANCIAL SERVICES

Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

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