Brighton is buzzing with excitement as the TAKEPART festival returns, bringing a two-week extravaganza of free sport, dance, and exercise sessions to our vibrant city. Running from Saturday, June 22, to Sunday, July 7, this festival promises to be a fantastic opportunity for everyone to get active and have fun. The festival kicks off with a grand launch event on June 22 at The Level. Here, attendees can...
For landlords deciding their next move in the property market, choosing between short-term and long-term rentals is a significant decision. Each option has its own set of advantages and challenges, impacting both your revenue and management style. Here’s a clear guide to help you make an informed choice.Short-term Rentals: Adaptability and Higher IncomeShort-term rentals, which typically range from a few...
Downsizing your home can be a liberating move, whether you're empty nesters looking to simplify life or seeking a more manageable living space. This transition, however, requires careful planning and consideration. From deciding what to keep to choosing the right smaller space, downsizing is an art. Here are some essential tips to help you downsize effectively and start your new chapter with ease.1....
Selling a home is far more than a mere financial transaction; it's an emotional voyage. For many, a home is a treasure trove of memories and sentiments, making the process of selling it both bittersweet and sometimes overwhelming. Recognising and managing these emotional aspects is vital for a smooth transition. Here’s how to navigate the emotional landscape of selling your home.Detaching EmotionallyOne...
Brighton & Hove City Council is making significant strides in the realm of sustainable transport, setting an inspiring example for other councils across the UK. The latest addition to their green fleet includes four new zero-emission trucks, specifically designed for refuse and glass recycling collections. This brings the council's total number of electric vehicles to an impressive 72, with two more...
After nearly a month of celebrating hope, magic, and wonder, this year’s Brighton Festival has come to a close, leaving the city buzzing with memories. The festival, guest-directed by award-winning screenwriter and children’s author Frank Cottrell-Boyce, brought a plethora of events to theatres, community centres, and outdoor spaces, captivating locals and visitors alike.The festivities kicked off on...
Navigating the rental market can be challenging. Understanding current trends helps landlords maximise returns and minimise vacancies. Here’s a look at the significant trends shaping the rental landscape.Remote Work Shifts Location Desires: The rise of remote working has altered tenant preferences. Homes in suburban areas or those offering more space and a dedicated home office are now more desirable....
When it comes to purchasing a home for your family, the stakes are incredibly high. It's not merely about finding a house; it's about creating a nurturing environment where your family can flourish. A family-friendly property goes beyond mere size and appearance; it includes safety, community, and the potential for lasting memories. Here’s how to find a home that meets all the criteria for a...
Setting the right price for your home is more than just a financial decision; it's a strategic move that can greatly impact the speed and success of your sale. In the bustling property market, using effective pricing strategies is essential for attracting serious buyers and achieving a swift sale. Here’s how to master the art of pricing for a quick and successful home-selling experience.1. Grasp the...
Brighton Marina has a fresh new look, thanks to the creative talents of University of Brighton student Tiana Szalajda-Smith. Tiana, a third-year Design for Digital Media student, has won the annual competition to design the public benches at Brighton Marina. Her vibrant design, which celebrates the flora and fauna of Sussex, now adorns 27 benches across the marina, including the iconic waterfront.The...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.Â
