Though it hasn’t felt much like June lately, the mild spring has worked its magic, helping the summer blooms in Preston Park’s rose garden to flourish beautifully. This historic garden in Brighton is now alive with a stunning array of colours, captured magnificently by Argus Camera Club snapper Peter Dupont.Originally designed by Captain Bertie MacLaren, the superintendent of Brighton’s parks in...
Managing rental properties comes with its own set of challenges, particularly when it involves deciding whether to permit pets. As a landlord, this choice can greatly influence your rental market. While pets might lead to increased wear and tear, they can also broaden your tenant base and encourage longer tenancies. Here’s how to develop a balanced pet policy that benefits both you and your...
Moving to a new home in an unfamiliar area is both thrilling and challenging. Whether it's for a new job, family needs, or simply a change of scenery, careful planning is crucial. Here’s what you need to consider for a smooth and successful move.1. Explore the Area ThoroughlyBefore deciding on a new location, do your homework. Look into local amenities, transport links, crime rates, schools, and...
Selling your home involves more than just listing it and waiting for offers; it’s about attracting the right buyers who will appreciate what your property has to offer. Identifying and engaging the right audience can significantly streamline the selling process and boost your chances of a successful sale. Here’s how to zero in on the ideal buyers for your home.1. Recognise Your Home’s Unique...
Brighton and Hove’s culinary scene is basking in the limelight as two Sussex restaurants have been named among the Top 100 in the UK for 2024. The prestigious National Restaurant Awards, which celebrate the brilliance and vibrancy of the UK’s dining landscape, have recognised Interlude in Horsham and Etch in Hove for their exceptional contributions.Launched in 2007, the National Restaurant Awards aim...
Brighton and Hove has been named one of the top cities in the world, ranking 169th out of a list of 1,000 of the largest cities globally. This impressive ranking places our vibrant city above notable locations such as Valencia, Warsaw, and Istanbul.The Global Cities Index, created by Oxford Economics, an independent economic advisory company, evaluates cities based on five key categories: economics,...
As a landlord, dealing with property damage is an inevitable part of the job. Whether it's minor wear and tear or more significant issues caused by tenants, managing these situations efficiently is crucial. Here’s a comprehensive guide to help you handle property damage and maintain your investment.Preventative MeasuresThe first step in managing property damage is prevention. Conduct regular inspections...
In an age where environmental awareness is paramount, many homebuyers are prioritising properties that support sustainable living. Eco-friendly homes not only help reduce your carbon footprint but also offer long-term financial benefits. Whether you’re a first-time buyer or planning a mindful move, understanding and seeking out eco-friendly features is a smart choice. Here’s what to look for when...
In today’s eco-conscious market, energy efficiency is more than just a trend – it’s a vital feature that can significantly enhance your home’s desirability and value. Investing in energy-efficient improvements not only benefits the environment but also appeals to eco-aware buyers and can lead to a higher selling price. Here’s how to improve your home’s energy efficiency and market appeal.1....
Brighton has a whole range of great cafes and coffee houses perfect for an invigorating cup of coffee and a delicious slice of cake. However, if you're going to meet a friend or perhaps just want to indulge yourself, you'll want to head somewhere that's received plenty of great reviews. Here are some of the highest-rated spots in the Brighton area based on Google Reviews.The Artisan CakeryAddress: 117 St...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
