Brighton & Hove residents, mark your calendars! The Brighton Memory Walk, organised by Alzheimer’s Society, is scheduled for September 29 at Hove Lawns. This inspiring event aims to raise funds and awareness for dementia, a condition impacting countless lives across the UK.Last year, the walk attracted thousands of participants and raised over £116,000. This year, the organisers are aiming for even...
In a competitive rental market, effective advertising can make a significant difference in attracting the right tenants swiftly. As a landlord, your aim is to present your property in a way that showcases its best features and reaches potential tenants efficiently. Here’s how to create compelling advertisements for your rental properties that stand out.Top-Quality Photos and VideosFirst impressions are...
Buying a Historic Home: A Piece of HistoryPurchasing a historic home is like stepping into a time capsule, offering a unique blend of charm, character, and architectural beauty. These homes are often rich in history and boast features that modern properties simply can't replicate. However, owning a piece of history comes with its own set of responsibilities and considerations. Here’s what you need to...
Selling a home can be influenced by the time of year, with each season presenting its own set of benefits and challenges. Knowing how to take advantage of these seasonal changes can be crucial in marketing your property successfully. Here’s a guide to help you make the most of selling your home, no matter the season.Spring Selling: Spring is often considered the best time to put your home on the market....
Brighton & Hove, get ready for an extraordinary musical evening! This November, the renowned pianist Joep Beving will make his much-anticipated live debut at The Old Market (TOM) in Hove. Accompanied by the talented cellist Maarten Vos, this concert promises to be a mesmerising experience for all attendees.Joep Beving has quickly risen to fame, captivating audiences worldwide with his minimalist and...
Brighton’s Central Park is set to be the ultimate summer destination, offering a dazzling array of free events for locals and visitors alike. Sponsored by Muller Rice, this pop-up venue has announced an exciting line-up that includes live screenings of Glastonbury Festival, the men’s Wimbledon Final, Formula 1, and outdoor cinema. Nestled in Valley Gardens against the picturesque backdrop of St...
For landlords, ensuring your property investment remains lucrative involves more than just increasing rent; it requires strategic management and thoughtful enhancements. Here are some proven methods to help you elevate your rental income and minimise costs, ensuring a strong return on your investment.Reevaluate Your Rental RatesStart by reviewing your current rental prices. Are they competitive with...
For many homebuyers, particularly families, the quality of nearby schools is a crucial factor that significantly shapes their decision-making process. A home is more than just a place to reside; it's where life unfolds and where children often spend their formative years. Therefore, the impact of school districts on buying a home cannot be overstated. Here’s how the proximity and quality of schools can...
Selling a home involves a delicate balance of strategy, psychology, and finesse. As a seller, honing your negotiation skills can make the difference between an average deal and an outstanding one. Whether you’re juggling multiple offers or negotiating a single bid, these effective techniques can help you achieve the best possible outcome. Here are some essential strategies to boost your negotiating...
Brighton’s bustling North Laine has a new crown jewel! The Kitchen Cafe on Trafalgar Street has been voted the best cafe in Brighton, and it’s easy to see why. This beloved diner, renowned for its full English breakfasts, has been delighting locals and visitors alike for over 50 years.The public vote, conducted by The Argus, saw The Kitchen Cafe rise to the top, much to the delight of its dedicated...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
