Brighton, a vibrant city known for its lively beachfront and iconic pier, has added another feather to its cap. The city, along with Rye, has been recognised among the best seaside spots in the UK for food and drink, as per a recent survey by consumer champion, Which?The survey, conducted earlier this year, involved over 4,700 members rating the best and worst seaside towns for 2024 across various...
As a property owner, reaching out to the family rental sector can be a transformative move. Families typically desire a sense of stability, leading to extended lease periods, making them an appealing group. However, appealing to families necessitates a specific strategy to ensure your property meets their needs. Here's how you can adapt your property for family living.Safety should always be your top...
Embarking on the journey to homeownership is an exciting chapter in life, filled with anticipation, joy, and sometimes, a dash of anxiety. Amidst the whirlwind of finding your dream abode, it's easy to overlook certain aspects that could lead to long-term regrets or financial setbacks. However, being aware of common pitfalls can help you navigate the home-buying process with greater ease and confidence....
Selling your home can be a challenging task, particularly when your target market is property investors. These astute individuals are constantly seeking properties that can yield a profit, either through rental income or renovations. So, how do you make your home a magnet for these potential buyers? Here are seven steps to guide you through the process.1. Grasp Investor PrioritiesFirst and foremost, it's...
In the heart of Brighton, St John's College, a specialist institution for young adults with autism and learning disabilities, continues to shine in the realm of inclusive education. The college has proudly retained its 'Good' rating from Ofsted, a testament to the unwavering commitment and dedication of its staff and students.Nestled on Walpole Road, St John's College offers a nurturing environment for...
Brighton's culinary scene is renowned for its diversity and innovation, and No Catch, a vegan 'fish' and chip restaurant, is no exception. Located on King’s Road, No Catch has been making headlines recently, being named one of the best places to eat by the sea in Britain.This accolade is not the first for No Catch. The restaurant, which prides itself on its completely vegan menu, was recently recognised...
Void periods — intervals when your rental property is unoccupied — can pose a substantial financial challenge for landlords. Reducing these gaps is vital to maintain a robust cash flow and safeguard the profitability of your rental business. Here are some practical strategies to manage and diminish void periods in your property portfolio.Set the Right Rent: Determining the appropriate rent is a fine...
When you're on the quest for your dream home, property viewings are a crucial stage. They provide the opportunity to evaluate each property's potential and identify any potential issues. However, it's easy to be charmed by initial impressions or miss important details. To ensure you capitalise on each viewing and gather all the necessary information, here's a thorough checklist for prospective...
Selling your home in a fluctuating market can feel akin to steering a ship through a storm. Market conditions can shift rapidly, influenced by a myriad of factors from economic indicators to consumer confidence. Understanding how to adapt to these changes is key to a successful and stress-free home sale. Here are some strategies to help you confidently ride the waves of the real estate market.Stay Informed...
Prepare to be dazzled as the Brighton Centre opens its doors to the award-winning spectacle, Cirque: The Greatest Show, on Saturday, 24th August. This unique production is where the magic of musical theatre meets the thrill of the circus. Cirque is not just a show; it's a journey into a world where West End and Broadway hits come alive amidst a whirlwind of colour. Watch in awe as breathtaking aerialists,...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.Â
