Buying a Historic Home: A Piece of HistoryPurchasing a historic home is like stepping into a time capsule, offering a unique blend of charm, character, and architectural beauty. These homes are often rich in history and boast features that modern properties simply can't replicate. However, owning a piece of history comes with its own set of responsibilities and considerations. Here’s what you need to...
Selling a home can be influenced by the time of year, with each season presenting its own set of benefits and challenges. Knowing how to take advantage of these seasonal changes can be crucial in marketing your property successfully. Here’s a guide to help you make the most of selling your home, no matter the season.Spring Selling: Spring is often considered the best time to put your home on the market....
Brighton & Hove, get ready for an extraordinary musical evening! This November, the renowned pianist Joep Beving will make his much-anticipated live debut at The Old Market (TOM) in Hove. Accompanied by the talented cellist Maarten Vos, this concert promises to be a mesmerising experience for all attendees.Joep Beving has quickly risen to fame, captivating audiences worldwide with his minimalist and...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
