Retirement is a golden chapter in life, a time to embrace new experiences and enjoy the fruits of your hard work. Often, it's also a time to consider a change of scenery, a home that better suits your lifestyle and aspirations. But buying a retirement home isn't just about downsizing; it's about finding a place that complements your new phase of life. Here are eight essential considerations to help you...
In the digital age, the real estate industry is often caught in the crossfire of the online versus offline marketing debate. While the internet provides a vast, global platform for showcasing properties, traditional marketing methods maintain their charm and effectiveness. Striking the right balance between these two approaches can be the secret ingredient to a successful property sale. Let's delve into...
As the British summer teases us with its intermittent sunshine, The Telegraph has unveiled a list of the country's best outdoor pools to help us make the most of those precious sunny moments. Among the top contenders, Brighton's Saltdean Lido has made a splash, proving that Sussex is a hotspot for outdoor swimming enthusiasts.Arundel Lido in West Sussex, with its charming 1960s outdoor pool, also made the...
Brighton, known for its vibrant culture and welcoming attitude, is about to get even more colourful. Pure Seoul, a Korean beauty brand, is opening its first store in the city, promising to bring a wave of beauty trends straight from the heart of South Korea.The retailer has signed a ten-year lease on the site of the former Kurt Geiger on Brighton’s North Street. The store, which will be the brand's...
When it comes to the world of letting, creating clear and effective rental terms is the cornerstone of a successful landlord-tenant relationship. It's not merely about putting pen to paper; it's about laying the groundwork for a harmonious and profitable journey. So, how can you craft rental terms that work in your favour while being fair to your tenants? Let's dive in!Setting the Right RentDetermining the...
Purchasing a property is a significant milestone, and one of the pivotal decisions you'll encounter is whether to opt for a leasehold or a freehold. This choice will shape your rights and responsibilities as a homeowner, making it crucial to comprehend the distinction. Let's demystify the terms leasehold and freehold to help you navigate this essential facet of home buying.Freehold UnveiledWhen you own a...
Selling a heritage property is a unique endeavour, filled with both challenges and opportunities. These homes are steeped in history, offering a distinct charm that modern properties often lack. To successfully sell a heritage home, you need to balance its historical significance with contemporary appeal. Here’s how to navigate this special market.1. Highlight Historical SignificanceThe rich history of a...
Brighton is set to witness an electrifying event this Sunday as dads aged 40 and over take to the stage for a breakdance battle like no other. The "Old School Block Party," organised by Dad La Soul, aims to raise funds for a project dedicated to combating social isolation among male caregivers. The event will be held at The Brighton Open Air Theatre from 13:00 to 16:00 BST and promises a fun-filled...
Honest Burgers has teamed up with the culinary wizards at Truffle Guys to bring back the much-loved Truffle Fried Chicken Burger. This delectable creation is available at all Honest Burgers outlets across the UK, including our very own Duke Street location, until August 5th. This isn’t just any burger; it’s a masterpiece that has earned its place in the hearts (and stomachs) of many. Making its third...
Renting to students can be a profitable opportunity for landlords due to the constant demand for student accommodation near universities and colleges. However, this market segment has its own unique requirements. Here are some essential tips for landlords looking to effectively tap into the student rental market.Furnish with Durability and Practicality in MindStudents generally prefer furnished properties...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
