Brighton’s Central Park is set to be the ultimate summer destination, offering a dazzling array of free events for locals and visitors alike. Sponsored by Muller Rice, this pop-up venue has announced an exciting line-up that includes live screenings of Glastonbury Festival, the men’s Wimbledon Final, Formula 1, and outdoor cinema. Nestled in Valley Gardens against the picturesque backdrop of St...
For landlords, ensuring your property investment remains lucrative involves more than just increasing rent; it requires strategic management and thoughtful enhancements. Here are some proven methods to help you elevate your rental income and minimise costs, ensuring a strong return on your investment.Reevaluate Your Rental RatesStart by reviewing your current rental prices. Are they competitive with...
For many homebuyers, particularly families, the quality of nearby schools is a crucial factor that significantly shapes their decision-making process. A home is more than just a place to reside; it's where life unfolds and where children often spend their formative years. Therefore, the impact of school districts on buying a home cannot be overstated. Here’s how the proximity and quality of schools can...
Selling a home involves a delicate balance of strategy, psychology, and finesse. As a seller, honing your negotiation skills can make the difference between an average deal and an outstanding one. Whether you’re juggling multiple offers or negotiating a single bid, these effective techniques can help you achieve the best possible outcome. Here are some essential strategies to boost your negotiating...
Brighton’s bustling North Laine has a new crown jewel! The Kitchen Cafe on Trafalgar Street has been voted the best cafe in Brighton, and it’s easy to see why. This beloved diner, renowned for its full English breakfasts, has been delighting locals and visitors alike for over 50 years.The public vote, conducted by The Argus, saw The Kitchen Cafe rise to the top, much to the delight of its dedicated...
Though it hasn’t felt much like June lately, the mild spring has worked its magic, helping the summer blooms in Preston Park’s rose garden to flourish beautifully. This historic garden in Brighton is now alive with a stunning array of colours, captured magnificently by Argus Camera Club snapper Peter Dupont.Originally designed by Captain Bertie MacLaren, the superintendent of Brighton’s parks in...
Managing rental properties comes with its own set of challenges, particularly when it involves deciding whether to permit pets. As a landlord, this choice can greatly influence your rental market. While pets might lead to increased wear and tear, they can also broaden your tenant base and encourage longer tenancies. Here’s how to develop a balanced pet policy that benefits both you and your...
Moving to a new home in an unfamiliar area is both thrilling and challenging. Whether it's for a new job, family needs, or simply a change of scenery, careful planning is crucial. Here’s what you need to consider for a smooth and successful move.1. Explore the Area ThoroughlyBefore deciding on a new location, do your homework. Look into local amenities, transport links, crime rates, schools, and...
Selling your home involves more than just listing it and waiting for offers; it’s about attracting the right buyers who will appreciate what your property has to offer. Identifying and engaging the right audience can significantly streamline the selling process and boost your chances of a successful sale. Here’s how to zero in on the ideal buyers for your home.1. Recognise Your Home’s Unique...
Brighton and Hove’s culinary scene is basking in the limelight as two Sussex restaurants have been named among the Top 100 in the UK for 2024. The prestigious National Restaurant Awards, which celebrate the brilliance and vibrancy of the UK’s dining landscape, have recognised Interlude in Horsham and Etch in Hove for their exceptional contributions.Launched in 2007, the National Restaurant Awards aim...
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.
