A wonderful four storey townhouse located in one of the City's most desirable areas. Lower Market Street is tucked away just off Western Road, providing a quiet, residential feel.
As you enter this imposing house you are immediately struck by the natural light which fills the ground floor and entrance hall.
The ground floor offers a fantastic space for you to relax….With a double length reception room, there is plenty of room lounging as well as a room for a dining or a home office. There is also a family bathroom which is presented in good order.
Downstairs is the heart of this lovely home, a place where you can entertain, dine or just relax. The kitchen is extremely well fitted, with a central island for friends and family to congregate around. With plenty of cupboard and worktop space, the kitchen provides fantastic function. There is plenty of room for your dining table too. Doors lead out to your patio garden, easily managed and extremely private. A lovely feature is to have the doors open during the summer months to let the sea breeze in throughout the day.
Back upstairs, there are two double bedrooms on the first floor which are presented in good decorative order. Leading to the top floor, there are another two bedrooms with one of which boasting an en-suite shower room.
In summary, this great property caters to a variety of buyers, located in one of the City's most desirable locations….
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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