Being offered with vacant possession for the first time in over 80 years, is this fantastic home, located within the heart of Hanover. ‘Opportunity’ is without question the buzz word for this property…ideal for a family to move in and make it their own!
The house is arranged over three floors and offers a wealth of versatile living, throughout. On entering, you will find two large reception rooms situated on the ground floor. The front living room has the benefit of a bay window, with the rear having views over the garden. This could also be arranged as a separate living room, fourth bedroom or home office…The decision is yours!
Arriving to the first floor, the hallway is flooded with an abundance of natural light and presents two double bedrooms. Also a great size, but requires modernisation.
Heading down to the basement, is the expansive kitchen and living area. This space is certainly the hub of the home and could be restored beautifully to create a modern reception room. You can also enter the house from a second front door – ideal for bringing in the shopping with the children. The bathroom is located at the rear, where you can also access the good size and manageable garden.
There are a myriad of options with this house and I’m sure you will be excited as we are to start planning how you can make this house your home!
Hanover Terrace is arguably one of the most desirable and vibrant areas within in the city, proving popular for families for the popular primary schools, array of independent restaurants, café’s and the eclectic selection of shops in the Lanes.
EPC Rating – E
Council Tax Band – C
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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