This ground floor apartment in a prime central location in the city with lots of potential comes with a share of the freehold and a private garden.
As you enter the living room is spacious and has lots of natural light. Leading off this room is the kitchen area with planning granted to extend to make this a fantastic entertaining space. The kitchen also leads out to the south east facing garden area. The bedroom leads off the living room as does the bathroom.
This part of Dyke Road is between the Seven Dials and the Clifton Hill area of Brighton, only a 10 minute walk away from the centre of Brighton and all its amenities including its mainline train station with direct trains to London Bridge and London Victoria. It is also just a 10 minute walk to the seafront.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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