Guide Price £525,000 – £550,000
Welcome to Toronto Terrace in Brighton! This charming three-storey, three-bedroom house offers the perfect home for both young families and professionals.
Upon entering the house, you will be greeted by a spacious living area on the ground floor. Natural light floods the room, creating a bright and inviting atmosphere. The living area seamlessly connects to your own private garden, offering a delightful outdoor space for entertainment.
Moving towards the rear of the property, you will find the kitchen, which is in excellent condition and offers fantastic functionality. Whether you are a seasoned chef or simply enjoy cooking, this well-maintained kitchen provides the ideal space for culinary endeavours.
Ascending to the first floor, you will discover two generously sized bedrooms, perfect for accommodating a growing family or providing ample space for guests. Adjacent to the bedrooms, there is a family bathroom.
The loft of this property has been expertly extended, creating a stunning principal bedroom. This spacious retreat boasts a contemporary en-suite bathroom, providing a private sanctuary for relaxation and rejuvenation. Additionally, the eaves of the loft offer ample storage space, ensuring your belongings are neatly organized and easily accessible.
Toronto Terrace enjoys a prime location with a range of amenities nearby. Families will appreciate the proximity to esteemed schools such as St. Luke's and Carlton Hill Primary. For those who enjoy socializing, there are several popular pubs in the vicinity, perfect for meeting friends and unwinding after a long day. The vibrant attractions of Brighton, including Brighton Lanes and Queen's Park, are all within a short walk, offering endless opportunities for leisure and entertainment.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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