GUIDE PRICE £700,000 – £725,000
A wonderful four bedroom terraced house, arranged over three floors, complete with off-street parking. This home provides fantastic function for the modern family and offers versatile living, throughout. The ground has been cleverly converted with a good size bedroom, fitted with built in wardrobes and provides access to a separate shower suite.
The first floor is filled with an abundance of natural light and is certainly the hub of this fantastic home. The kitchen/dining area is a great size and is fitted with a wealth of worktop and surface space. The separate living room is a lovely spot to relax, away from the rest of the house, with the benefit of a large bay window, which opens up to a delightful balcony.
Up to the top floor and there are three bedrooms, with a fantastic family bathroom, all of which are presented in terrific order. All bedrooms are of a great size and offer spacious dimensions and an airy feel.
Externally, this homes outside space is accessed from the kitchen/diner. The garden is easily managed and is a private space for entertaining, especially in the summer months!
Close by are a number of popular schools, open spaces and a host of local amenities in the trendy ‘five ways’. In summary, this is a great house for a growing family and ideal for someone to move straight in!
EPC – D
Council Tax – E
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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