*** GUIDE PRICE £500,000 – £525,000 ***
Set in one of the most desirable locations in Hove, this two bedroom, two bathroom luxury apartment on St Johns Road.
Originally stables over 100 years ago, this apartment block has been converted into the modern day whilst keeping a classy feel.
The large entrance hallway as you come into the home has ample space for coats and shoes. Leading off the hallway is the second bedroom which is a nice double room, perfect for guests or an office. The bathroom is modern giving buyers the convenience of not needing to spend money renovating once they have moved in.
Down the hallway is the primary bedroom, lots of natural light reach this room and there is a lovely en-suite room. Buyers will be happy to see plenty of storage space in this room whilst still feeling very spacious.
The living room/kitchen room is really impressive, the hub of the home, large windows either end create wonderful natural light. The exposed brick in this room gives that New York loft feeling. The kitchen has all integrated AEG appliances. The engineered wood flooring throughout the hallway and kitchen/living area finishes off this apartment to a fantastic standard.
Council Tax Band – D
EPC Rating – C
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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