Positioned on the picturesque seafront of Hove, this top-floor one-bedroom flat, located on Kingsway, offers an incredible opportunity to create your dream coastal home!
The property has a spacious and south-facing lounge, illuminated by a charming bay window. This inviting space offers ample room and the potential to craft your ideal living area with views to the seafront. The flat also hosts one generously sized double bedroom, a separate kitchen and bathroom.
What sets this property apart is its exclusive ownership and access to the loft space, a rare opportunity to expand and create additional living or storage space (STNC) that's uniquely yours, or simply use as handy storage.
Although requiring complete refurbishment throughout, this flat holds the potential to become a stunning seaside home with your personal touch and creative vision.
Furthermore, the property comes with a share in the freehold, offering a sense of ownership and control over the building and no onward chain.
Kingsway on the seafront in Hove is not just a location; it's a lifestyle. From leisurely strolls along the promenade to an array of local amenities, you'll find yourself at the heart of all that makes Hove such a desirable place to live. Whether you're looking for your first home, an investment opportunity, or a project to create your dream coastal getaway, this spacious top-floor flat presents the perfect canvas to make your aspirations a reality.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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