GUIDE PRICE £475,000 – £500,000
A fabulous four bedroom, semi detached family home, located within a popular residential location in Southwick – Close to popular schools, train links to London and a number of convenient amenities…
The property externally offers a richness of curb appeal and is presented in great order. There is parking for two cars on the drive, with a shared passage providing access into the large, rear garden.
As you enter you immediately pick up upon the fresh and modern tones of this lovely home. On the ground floor there are two main reception rooms, with a separate kitchen and utility room.
The main living room is finished with exposed wooden flooring, a central fireplace display and decorated with gorgeous farrow and ball tones. The windows in this room are double glazed, providing extra insulation in this comfy abode.
Leading from here is the dining room, with doors opening out to the east facing and sunny garden. This room could also be used a separate office or further tv room for the children.
The kitchen at present is in its original ‘gally’ format, offering the potential to create a large open plan living/kitchen area. (STNC). There is also a separate W/C and utility room, giving access to the garden.
On the first floor there are three bedrooms and a family bathroom. Two of the three bedrooms are fabulous size doubles, with the third being an ideal home office or child’s room.
Upstairs is the fantastic principle bedroom which spans the vast footprint of the house. It is complete with a modern en-suite bathroom, with plenty of eaves storage and velux windows, letting in plenty of light throughout the day.
The rear garden is a fantastic size and currently easily managed, being mostly paved. It offers a wealth of scope for landscaping and space for extensions.
In summary, this is a wonderful family home which offers a wealth of potential, particularly on the ground floor level for further expansion. (STNC).
council tax band – C
EPC – D
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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