Ivy cottage, located on the border of the Chichester Harbour AONB, combines a classic Victorian feel with modern family living. With three bedrooms and two bathrooms, this family home is within a few minutes of Emsworth, a charming West Sussex village.
As you enter the home, the living room has modern features without losing its Victorian charm. It benefits from lots of natural light with stylish colour schemes and the sellers have a beautiful log burner for the winter evenings.
The kitchen diner at the back of the house is really the hub of the home. The kitchen is modern with ample storage space and the tiled flooring gives a real ‘country kitchen’ feel.
There is space for a large dining table and sofa to entertain guests. Bi-fold doors lead to the substantial garden.
Onto the first floor, there are two bedrooms and one bathroom, the bedroom to the front is currently used as a children’s room but could be a lovely small double bedroom. The double bedroom to the rear overlooks the fantastic garden and living room. The bathroom on this floor is modern with no need to update which will give buyers the peace of mind of not needing to spend much money once moving in here.
On the top floor, our sellers have done a fantastic job modernising this floor. The bedroom is spacious with views of the fields behind the home and the ensuite has just recently been renovated to a really high standard with a freestanding tub.
Outside, the 100ft rear garden is a fantastic family space, there is space to grow vegetables and even extra space for a potential home office at the back of the garden with electricity already set up.
To the front, there is space for two cars on the driveway and plenty of on-street parking.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
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