GUIDE PRICE £950,000 – £975,000
A wonderful family home located in one of Hove’s most desirable residential areas, with a wealth of space and scope for further expansion.
Currently arranged as a 3 bedroom, semi-detached house, this lovely property has everything you could want; from a driveway, separate garage and a vast, family size garden. Internally the house spans circa 1,400 SQ FT and is arranged over two floors. On the ground floor there is a large and extremely bright, double length reception room. This offers a fantastic space for lounging, dining or a spot where the kids can play.
The kitchen offers plenty of worktop and surface space with views to the garden and access via the side passage. There is also a downstairs W/C on this floor.
On the first floor there are 3 good size bedrooms, with the principle located at the front, offering far reaching views of greenery. The house is eco-friendly, fitted with an air source heat pump system from the balcony on the back bedroom. This effectively generates plenty of power for a modern family by extracting heat energy from the air in order to heat the home and provide hot water.
Externally, the garden is a peaceful oasis with plenty of space to entertain and the children to play. With a wealth of greenery and mature trees, the garden truly offers you plenty of privacy and seclusion.
The house has planning permission for an amazing expansion to create a further two bedrooms and double storey extension at the side and rear. Additionally the plans for the landscaped garden offer a tiered concept, providing excellent function on each level with a garden office at the top. All in all, the granted planning really makes the most of what the house both internally and externally can offer.
Planning reference: BH2020/01476
Council Tax Band – F
EPC Rating – D
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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