This ground floor apartment in the heart of Hove has lots of potential to make a perfect place for a first time buyer. This comes with a really spacious private garden.
As you enter the property all rooms lead off the hallway. The bathroom is a good size and once renovated could be a lovely spacious bathroom. The kitchen is in need of modernisation but benefits from lots of natural light. The living room is at the rear of the building and is a really quiet space. This leads to the garden
Overall we think this is a great opportunity for a first time buyer or investor to buy in a fantastic location in Hove.
Cromwell Road is based in central Hove and is a 15 minute walk to Hove Station and 20 minutes to Brighton Station. You are a short walk to the beach and Church Road with all its bars and restaurants.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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