This is a rare opportunity to buy this spacious apartment on one of the most desirable streets in central Brighton. Elegant Clifton Terrace takes pride of place in the grade II listed Montpelier conservation area.
From the entrance hall, this split level apartment opens into a substantial light-filled, interlinked dining room / lounge. There is beautiful wooden floors throughout, Down a few steps is the modern kitchen with ample storage.
Down the most impressive spiral stair case are the bathroom and the bedroom. The bathroom is modern with stylish tiles, The bedroom overlooks the garden to the building and this apartment comes with a peaceful patio area which would be great for entertaining. The current owner has converted a small shed to his outside office.
Externally, you have access to an exquisitely presented, private communal garden.
Set in the heart of town, this lovely flat is close to both the station and the beach, and the cafes of the North Laine and shops of central town are moments away.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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