Meet Harrison

Harrison James
Sales Negotiator
Born in Wiltshire, but raised in Hove, I’ve always considered myself a ‘Brighton boy’. Studying for A levels in Business, Drama, and Politics keeps me busy during term time. Working weekends and holidays at Mishons gives me an opportunity to learn more about the business of property. My business studies has helped me understand the company’s day to day operations, Drama has helped me with my confidence on viewings, and Politics has taught me how to diffuse the tension when someone takes the last biscuit from the office tin. I’ve been working Saturdays for Mishons since 2021 and I now know for sure that I want a career in property. I’m hoping to head off to university next year and study Land and development. In the meantime I’m going to make sure I work hard enough to guarantee me a place here in the future.
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FINANCIAL SERVICES

Finding a mortgage

Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.

The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…

What is MMR?

When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.

For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.

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VIRTUAL APPOINTMENTS

View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.